Privacy Policy

Effective Date: 1st June 2025
At Kalika Financials Services Private Limited, your privacy and the security of your personal information are of utmost importance to us...
1. Information We Collect
- Personal Information: Name, mobile number, email ID, date of birth, gender, address...
- Financial Information: Loan amount, income details, bank statements...
- Technical Information: IP address, browser type, device details...
2. How We Use Your Information
- To process your loan and insurance enquiries
- To match your profile with financial products
- To verify identity and conduct KYC
- To comply with legal obligations
- We do not sell or rent your data
3. Data Security
- Secure servers, encryption, audits
- Indian servers, access only to authorized personnel
4. Sharing of Information
- Shared only with financial institutions, legal bodies or trusted vendors
5. Cookies and Analytics
- Used for improving user experience and analytics
- Can be disabled in browser settings
6. Your Rights
- Access, correct, delete data, withdraw consent
- Contact: info@kalikafinancials.com
7. Changes to the Policy
Posted on our website with revised effective date.
8. Contact Us
- Kalika Financials Services Private Limited
- Office No. 506, 5th Floor, Ashok Premises, Nicolas Wadi Rd, Old Nagardas Road, Andheri East, Mumbai – 400069.
- 📞 +91 99206 03542
- 📧 info@kalikafinancials.com
- 🌐 www.kalikafinancials.com

Terms & Conditions

Effective Date: 1st June 2025
Welcome to Kalika Financials Services Private Limited (“Kalika Financials,” “we,” “our,” or “us”)...
By using our services, you agree to comply with these Terms...
1. Company Overview
- Loan facilitation, SME advisory, insurance advisory
- We act as intermediaries with financial institutions
2. Use of Our Services
- Use only for lawful purposes
- Do not impersonate or upload malicious code
- Misuse can lead to termination
3. Information Accuracy
You are responsible for correct and updated information.
4. Third-Party Financial Institutions
- Approvals and terms are at financial institutions’ discretion
- Kalika only facilitates documentation and support
5. Confidentiality & Data Protection
- Data encryption and secure environment
- Subject to our Privacy Policy
6. Intellectual Property Rights
All content is owned by Kalika Financials or its licensors.
7. Limitation of Liability
- We’re not liable for delays, errors, or third-party issues
- Services are “as available”
8. Modifications to Terms
We may revise these Terms without notice.
9. Governing Law & Jurisdiction
Governed by Indian laws; Mumbai courts have jurisdiction.
10. Contact Us
- Kalika Financials Services Private Limited
- Office No. 506, 5th Floor, Ashok Premises, Nicolas Wadi Rd, Old Nagardas Road, Andheri East, Mumbai – 400069
- 📞 +91 99206 03542
- 📧 info@kalikafinancials.com
- 🌐 www.kalikafinancials.com